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A major effort to overhaul care for people in the United States with mental health and drug problems is gaining traction as Congress and the Biden administration work on overlapping plans to address concerns across dividing lines of politics, geography and race.

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Health care experts expect broad coverage of the drug, which was approved Monday. But what that means for patients will vary widely depending on their insurance plan. In some cases, that could mean coming up with several thousand dollars to pay for what the insurer didn’t cover.

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Federal regulators have approved the first new drug for Alzheimer’s disease in nearly 20 years, leaving patients waiting to see how insurers will handle the pricey new treatment.

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Answer: They will likely request some documentation first that the patient needs the drug. Many plans will require doctors to submit records and other paperwork justifying the treatment before they agree to cover it.

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Answer: Medicare is widely expected to cover the treatment. Insurers that offer private or commercial coverage also will pay for care that doctors deem medically necessary.

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New signs for what will officially be called Highmark BlueCross BlueShield Stadium – but sure to be known by the shorter version – will be installed in time for the start of the regular season in September.

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The COVID-19 vaccine does not impact an insurer’s decision to pay out claims, as confirmed by the American Council of Life Insurers in March 2021. In addition, the vaccine is typically not used to determine your eligibility for coverage. In fact, it may open up coverage for those with underlying health conditions, as the vaccine reduces the risk of dying from COVID-19.

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Although insurers typically use your health to calculate rates and coverage amounts, it doesn't mean you can’t get life insurance with a pre-existing condition. In fact, some policies are built specifically for certain health conditions like diabetes or cancer, Stafford says.

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TRUMP: "We protected your preexisting conditions. Very strongly protected preexisting ... and you don't hear that." — Monday.

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